Dinge die du kaufen kannst, um glücklicher zu werden!
American actor Danny Kay once said that money alone does not make you happy, there are still stocks and gold which of course is extremely controversial, but in today's video we are dealing with the question of whether you can buy happiness and actually there are a few things you can pay attention to to use your money in such a way that it increases your happiness have fun with the video hello my name is thomas from finanzus and today's video we see a study of three authors who work in universities very recognized is a kind of meta-study in which many other studies are compiled and the study is called if money does not make you happy, Arens probably spends on the right this study is full of useful advice on how to spend your money in such a way that you also increase your happiness at the same time we have looked at this study for you and also the one below n the studies referenced in this meta-study, there are a total of eight conse jos on how to best use your money to increase happiness.
In fact, there are many studies that have looked at the connection between money and happiness and there is a connection between money and luck, even if it is quite weak, we have already done some videos on this topic, but the connection is often intuitively quite easy. to understand if you are really at the subsistence level and don't really have a lot of money, of course you will benefit greatly if you have a little more money On the other hand, if you are doing well and have a very high income, then a raise An additional increase in salary or wealth will only have a marginal effect on your happiness.
Another reason happiness and money only have a loose connection is that most people don't know exactly what makes them happy if we're honest, we have To ask ourselves how often we wonder if this purchase actually makes me happier where I'm spending my money now and happier in the long run, we first have to learn to see. match it. everything that makes us happy at all and consequently directing our money in this direction money allows us to have a happier life but that doesn't mean it always and inevitably does so we are often subject to false assumptions here we think it does we buy something we will spend our whole life in a positive way it will change maybe you have already noticed that you bought something at some point that made you very happy and after a few days or weeks this feeling of happiness evaporated this object of your desire has simply become everyday life to prevent you from falling into such mental trap you have to make your assumptions still think about it here is an example think about your dream car many people think if they can afford this car then they have achieved their biggest material goal and they will be happy with it for a long time, but they have I already said that one also has such a big one Getting used to the purchase So you could adjust your assumptions it is from the beginning and say I want to pay for this car because it ensures that I come to work every day as a routine, I can visit friends. and just enjoy more mobility, then maybe the Porsche 911 does not have to be Turbo anymore but can also be a completely different car, which also fills my happiness, but let's start right away and see the 8 principles that the authors have worked out here in the studio first spend money on experience instead of stuff this advice you may have heard before but you'll know it again in the studio based on sayings made up of facts like G buy yourself something nice or i'll go shopping for me now work a lot less that if you invest the same money in experiences, so let's compare spending on things with spending on experiences with things, is that right? you get used to it quickly and then come back to normal with experiences it is for you to remember for much longer than an investment in things Objects and things can be compared to each other and comparing is often a lucky killer imagine you have the car of your dreams bought and just at that moment the neighbor arrives with a car that is twice as expensive with twice the power and is even more respected then the dream car suddenly loses its value in his own perception with experiences that are much more difficult Experiences are much more difficult to compare with each other, they are very individual things make you happy when you buy them but also when you use them Experiences make us happy in three different ways first the anticipation second while we experience this experience and thirdly there is also an effect that we notice later if you have a certain budget and are faced with the choice of spending everything on things like some BEG item or maybe spending the money on experiences, then you will most likely accumulate more luck points from experiences Of course there are also investments in things that allow you to have certain experiences if, for example, you want to go on a hiking holiday and then have a nice experience then of course you also have to buy a decent pair of shoes and hiking gear let's move on to the second tip of the Study and this is spending money better on others than on yourself Of course, this does not mean that you should go to the monastery and live as frugally as possible to donate all your money, but there are numerous studies that have shown that you get more happiness from doing something good for someone else than if you had given yourself the same benefit, for example a coffee for most people, it will probably be a much nicer feeling to give a coffee to a person you really like than to Buy yourself a coffee from happiness points but humans are not simply social beings and we also benefit when we behave socially.
This is also evident in the Studio very Happy People published in 2002. This shows that our social relationships have They have an important influence on the level of our happiness, which is why there are also studies that have shown that if there is something regularly given to each other within a relationship, that greatly increases the probability that the relationship will last in the long term, so So if you want to invest in your personal happiness, make other people happy with your money, of course that doesn't always have to be in the private sphere, of course you can also make donations, then the money will benefit people in a anonymous, but that also has a very positive influence on your happiness.
We come to the third tip and this is more about spending. your money on many little things than one big thing which of course goes hand in hand with the theme we mentioned at the beginning is that humans are creatures of habit no matter how great the feeling of happiness from a very gigantic purchase . get used to in the long or short term, so with a given budget it makes sense to divide this budget into many small things, ideally experiences that we saw in the first point n as a major result, for example, if you have saved all your money to afford a vacation gigantic luxury vacations once a year, maybe you should reconsider and not consider if you couldn't take smaller short vacations several times a year, so you can do more Gain experiences and break the routine more often This is also shown by a study of 1991 showing that our feeling of happiness The frequency of happy experiences is more important than the intensity We come to the fourth point and this buys you less. security we've already seen this several times here in the video it mentions here that humans are creatures of habit and we get used to positive events the good thing is we also get used to negative events and we are very adaptable which means Very negative and traumatic experiences are things. we can adapt as humans a study from the However, the year 1998 shows that we have our A We greatly underestimate the ability to adapt as humans, so if we look at a possible future negative event from the current perspective, we are much more afraid than if we find ourselves in this situation. all those who give us security want to sell let's ask ourselves the question of happiness analysis if it makes sense to protect against such negative events or not and in fact the study concludes that such protection is unnecessary and therefore money badly invested please Don't misunderstand that there are, of course, existential life risks that you absolutely have to insure against, for example, civil liability or work disability, but there are also plenty of fancy insurances that you can save yourself on because you don't get any luck points from them. , for example by securing mobile eures in your luggage or the option of being able to change your travel ticket again at the last moment but having to pay 50% more for it, it can be concluded that you can save expenses for this additional security , as I was saying , if these are not life - threatening things and by saving this money you will not be more unhappy or you will not be less happy we come to the fifth tip and this is PAY NOW consume later this is exactly the opposite approach of beinau palata that is to say consume today and pay tomorrow as the businessman who franked Mara one day went to dinner with his wife and did not bring cash because he was so embarrassed that he invented the first credit card in the world, the one called Diners Club, so he is the founder of Consum now later so to speak and then at some point pay for it the problem behind this principle is that you benefit from it today but you still have to pay later at best then reduces your future consumption you simply can't afford it anymore in the future you live so to speak at the expense of your future at worst you fall into financial turmoil and are over-indebted and can no longer saving enough money to build your assets and secure your pension, but also from a happiness point of view it makes more sense to only consume if I can really afford it or ideally mind even delaying or even delaying consumption let's see what happens if i consume immediately if i consume immediately then of course i'm happy to the point where i've gotten used to happiness if i consume later it's that i have a moment's notice i'm sure i'll You all know them if you have a vacation planned in a few months, for example, so come Slowly, the closer you get to the date, the anticipation builds and this anticipation is actually free and has a positive effect on your feeling of happiness, which which means that if you have the chance to postpone consumption decisions until a later date, you'll get another free happiness bonus in the form of Anticipation.
By the way, researchers have also found that anticipation triggers a greater feeling of happiness than later memories, which means that maybe you can look forward to your vacation even longer than the post pleasure gives you. to count them. vacation point number 6 try to think of things you don't normally think about maybe you have a big dream in your head for example a nice vacation home by a lake if you think about the fact that you could buy it one day then your eyes sparkle because you are emotionally touched and maybe even join your partner's conversation about it come and imagine how nice it will be to spend your weekends there regularly or maybe even a few weeks vacation you think of beautiful sunrises go for a swim in the lake and pure relaxation but you probably won't think of things like sleepless nights because the neighbor has a party, unpleasant evenings because you get bitten by mosquitoes, whiny kids on long car rides scratching their mosquito bites, and hours of phone calls with artisans because the water pipe in the holiday apartment just broke The other events are in the future, the more abstract we look at them we see it It's all in a less practical and pragmatic way, but it's helpful to think about the negative consequences to prevent us from falling from a great feeling of happiness when we've bought this vacation home into deep unhappiness and maybe even quarrels because we didn't anticipate certain things, On the surface it's obviously much cooler to have a big vacation home than a small one, but maybe with the small vacation home we can solve a lot of the potential problems that we thought of before, I hadn't thought of that before, so we tried to come up with a comprehensive list. of criteria in advance and allow you to get a realistic picture of the purchase, let's move on to the seventh point when you shop, compare less everyone loves price comparisons and there are prices. comparisons of each product, these should help us find the ones that are supposed to be the best products.
We do not take into account that there are many things that can be compared with each other, especially the price, but the criteria that ultimately make us happy with the product are often completely different, which can lead to you using the wrong criteria and making the wrong decision Of course, we want to make a good deal instead of a bad deal, but with a lot of things we buy we don't even remember the purchase price afterwards, but we remember very well why we bought this product. they remind me, for example, of my robot vacuum cleaner, which gives me the experience of never having to vacuum my house again, which in the end cost me, but I don't remember it anymore, I know, but I've been comparing that for a lot of time, he doesn't spend as much time as we compare and takea gut decision on which products you are comfortable with, you most likely don't remember the price, we come to the last tip and this is not Don't follow your own head, most of it sounds counterintuitive at first but humans we're bad at it Predicting our feelings You can avoid this forecasting error quite well simply by relying on other people's experiences Often you're not the first to have an experience, but there are many people who have had this experience before us and you can benefit from she looking, for example, at Intern et reads or talks with friends and acquaintances who have already had this experience.
By the way, there is an interesting behavioral study from 2008 that relates to a completely different area, namely dating. Two groups of women were formed who were supposed to predict how happy they will be with a potential dating partner the first group got photos and biographies of the respective dating partners the other group got reviews from other women that these men have already dated Most of all the women agreed that they met with the help of photos and biographies could give a better forecast on whether the date would go well or badly, however, the exact opposite happened: the women who were able to see the ratings beforehand had a significantly better hit rate on their forecast of whether the date would go right or wrong the forecast accuracy was even 50% better than the other group, meaning the women who got the photos and biographies, you see, with certain things it makes sense to follow the intelligence swarm, the same also applies to financial products, that's why there is a so-called provider portal on our site web, where we have over 8,200 reviews from the community where you told us which financial providers you think are good and which you find bad.
You can find the link below in the video description as a small embed that contributes Happiness, however, not all topics should be evaluated equally in terms of happiness points. Here are some simple measurements that you can use as a guide and take into account when making your decision. I hope these eight pieces of advice were useful to you The study and all additional sources of information can be found of course below in the video description thanks for watching until the next video